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The key to our success is that we keep things simple for our customers – all 1.6 million of them across the UK and Republic of Ireland. Even if a customer misses a repayment or takes longer to repay their loan, they’ll never face any penalty – just the up-front fixed charge they agreed to at the start.

This flexible and transparent approach has been in place since 1880, when Provident was founded to provide manageable credit to working class families in industrial West Yorkshire. In 1962, we gained a listing on the London Stock Exchange; today, we are a FTSE mid 250 company.

At our HQ in Bradford, West Yorkshire, you’ll find 500 people working in areas such as finance, marketing, HR, IT and customer contact.

There are two distinct brands within our Consumer Credit Division: Provident Personal Credit and Greenwood Personal Credit – all of which you can find out about on this site.